France Mutuelle: your individual and business mutual

An innovative mutual company, France Mutuelle also stands for modernity and independence. These characteristics are complementary to this independent company, on a human scale, offering innovative and differentiating services. Being independent allows us to develop pioneering products for companies and individuals and makes France Mutuelle a mutual in constant evolution.

An innovative mutual company, France Mutuelle also stands for modernity and independence. These characteristics are complementary to this independent company, on a human scale, offering innovative and differentiating services. Being independent allows us to develop pioneering products for companies and individuals and makes France Mutuelle a mutual in constant evolution.

Once upon a time France Mutuelle

France Mutuelle was created in 1936 and is a member of the National Federation of French Mutuals. This mutual fund has the following values: foresight, mutual aid and solidarity. It offers access to health and pension insurance for members, thanks to the contribution of all members. The mutual spirit continues to be the principle that drives this mutual organization and its employees, both in offering social security solutions and in issuing advice on health insurance.

France Mutuelle teams are trained to meet member expectations. Always available, they listen to us daily to give them adequate support.

In addition, the needs of the members represent the main concern of the mutual. Thus, it is important for him to offer, for each member, the most adequate and lasting health protection.

Finally, France Mutuelle considers the members to be the very basis of its existence, hence the long-term relationship of trust that must be established between the two parties. This allows the company to better meet your expectations.

France Mutuelle at the service of people

France Mutuelle is a mutual group that has grown over time, adapting to changes and new requirements. For individuals, it offers flexible mutual insurance contracts.

The à la carte health loan is a formula called Reflexio Modulaire. It is a supplementary health insurance with modules composed by the insured. The latter chooses the reimbursement level to be applied to each item, ie different possible levels for optics, hearing aids, dentistry, hospitalization or even general medicine. This formula includes 3 levels of reimbursement covering the basic social security proportion, depending on the options mentioned in the offer. This formula also allows you to benefit from fixed medical expenses not covered by Social Security.

There are other formulas with specifics according to expectations, to mention only the Reflexio Santé, or the Pass Mutuelles intended for scholarship holders in the South region.

France Mutuelle at the service of companies

France Mutuelle has designed specific offers for company employees (VSEs and SMEs) to provide advantageous coverage related to the health of employees and their families.

These formulas are accessible thanks to the contribution of employees, on the one hand, and employers, on the other. The supplementary health insurance “Atout Colectivo” is valid for the beneficiaries. This formula allows the company and the managers to benefit from tax and social benefits, as well as guarantee adjustments corresponding to the available budget.

Thanks to the adhesion of a company to this mutual, its employees can claim 1 level of guarantee, in addition to a free contribution from the 2nd child. Health costs covered by this health insurance include but are not limited to hospitalization, daily care, hearing aids, optics, dental care and cures. In addition, members can benefit from alternative medicine and other preventative practices not covered by Social Security.

Conclusion

Groupe France Mutuelle is an innovative supplementary health insurance that dedicates its services to individuals and companies. With varied formulas and adaptable to the needs of each member, it offers different levels of guarantees to meet everyone’s expectations and budget. Thus, it offers opportunities for all members to have health coverage that allows them to live in complete serenity on a daily basis.

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