Fiat 500 electric long-term rental at €109/month, good or bad deal?

For less than 100 euros/month, you can have an electric Twingo or a Dacia Spring. But by adding a few extra euros, the lovely electric Fiat 500 can be yours too.

As surprising as it may seem, the Fiat 500 took a long time to go electric. However, the little Italian chip lends itself perfectly to this, with essentially urban use for most of its customers. The electric Fiat 500 hit the market in 2020, just two years ago, and it should slowly make people forget about its thermal “ancestor” whose career is obviously to be envied.

If you’re looking for a new car, your sales representative has certainly already told you about financing, and especially those in LLD or LOA: long-term leasing and leasing with option to buy. To differentiate the two, it’s simple: yourent» the car in both cases for a period of time defined at the time of signing the rental agreement.

The difference between these two rental offers appears at the end of the contract, after 3, 4 or 5 years. With the LOA (rental with option to buy), you will have the option to exercise the option to buy (previously defined at the signing of the contract) or return the vehicle. LLD (long term rental) does not include a purchase option at the end of the contract. In other words, you return the car.

In this section we offer a decryption of the current offers that we find on the websites of the manufacturers. Let’s take a closer look at the conditions to be fulfilled and whether, in economic terms, this funding can be suitable for its use.

And today, after having deciphered the offer for the Škoda Enyaq iV available from 299 euros/month, the Kia EV6 from 297 euros/month, the MG ZS EV at 99 euros/month, the Peugeot and -208 149 euros/month, Renault Mégane E-Tech at 248 euros/month, Volkswagen ID.3 at 229 euros/month, Renault Twingo E-Tech at 79 euros/month, Tesla Model 3 at less than 400 euros/ month, the Mini Electric from 350 euros/month, the Hyundai Kona Electric from 139 euros/month, now it’s the turn of the Fiat 500 electric from 109 euros/month.

Fiat 500 Electric

What is the electric model of the Fiat 500 offered at 109 euros/month?

The financing offer is easily found on the Fiat website. As with many other manufacturers, the car pictured next to the offer is not what it is all about. The model in question shown in the photo is a Fiat 500 (RED) sedan with option, that is, the most sophisticated model and whose monthly payments start from 175 euros/month.

For our offer, it is obviously the smallest model in question, namely a Fiat 500 in “Action” finish with a battery with a capacity of 23.8 kWh, providing a combined cycle range of 190 km and 257 km in purely urban use. . The car is powered by a 95 horsepower electric block. As standard, we find these equipments:

  • 15 inch steel rims
  • Automatic lighting of lights
  • foglamp
  • Rear headrests
  • manual air conditioning
  • keyless departure
  • LED tail lights
  • LED daytime running lights (DRL)
  • Electric handbrake
  • 4-position driver and front passenger seat adjustment
  • 7 inch color TFT screen
  • steering wheel with commands
  • 4 speakers
  • USB port
  • smartphone support
  • fatigue detector
  • E-Call (emergency call)
  • signal recognition
  • Driving a pedal
  • Mode 3 charging cable
  • 50kW fast charging support
  • Protective pouch for Mode 3 charging cable
  • Electric drive mode selector
  • Raised center console
  • Folding passenger seat with memory
  • Exterior mirrors in body color

Overall, the team is relatively complete, even if the base model in question is white and equipped with sheet metal rims with 15-inch hubcaps.

What are the conditions to be eligible for the Fiat 500 electric LLD offer?

This is a long-term rental offer of more than 37 months and a maximum of 30,000 kilometers. The website indicates that the offer of 109 euros/month is subject to a contribution of 2,500 euros.

In reality, the contribution is 8,500 euros, but this is absorbed by the ecological bonus of 6,000 euros. The offer is not affected by the conversion bonus, so scrapping an old vehicle is not necessary.

How much will the Fiat 500 electric LLD offer cost

Over three years of rental, your electric Fiat 500 will cost you 6,533 euros. Fiat displays its car from 24,400 euros on its website, ecological bonus of 6,000 euros not deducted. This gives us, in the end, a car displayed at the list price of 18,400 euros.

From that price, you will therefore pay, over three years, 35% of the price of your car. This is, in general, the natural discount for a car during this period. As the offer is not an LOA, there is no option to repurchase the vehicle. Must be returned at the end of the rental.

Beware of the cost of repairs, which are always expensive at the time of return. We advise you to do it before a bodywork, it will cost you less than at a dealership. If you take a vehicle back to your dealer after your LLD, they will also be a little less careful about repair costs.

Fiat 500 3+1

What are the advantages of the Fiat 500 electric LLD offer

Price is obviously the main argument of this offer. A small city car, which can even be called premium in some ways, for just over 100 euros/month is not a bad deal. With a range of 257 km in urban use, and even a little more if affinity, this will be more than enough for daily trips.

The other quality of this electric Fiat 500 is its driving pleasure. We pointed this out in our essay. On top of that, the car is quite well finished and the materials are of high quality, with very correct assembly inside.

What are the disadvantages of the Fiat 500 electric LLD offer

As usual, the 30,000 km in three years is perhaps a little fair. The autonomy will be adequate for daily use, a little less for more versatile use. For example, on the road, with a battery with a capacity of 23.8 kWh, don’t expect to do more than 140 km on a single charge. And overall, the car isn’t really made for that.

The standard equipment is pretty good, but it still lacks a few essentials, even for a basic car. For example, not offering alloy wheels on a car billed for almost 25,000 euros on a basis is pretty petty. The same goes for the absence of a touchscreen in the center and, consequently, the absence of Android Auto and Apple CarPlay. To have all this, you will have to go to the first positions, called (RED) and Icon.


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