A subsidiary of Orange Bank, Anytime is a neobank specializing in services for professionals. It offers an offer that aims to simplify the life of small businesses by helping them in their accounting, financial and organizational management.
Facilitating the management of a company’s finances is Anytime’s commitment to its customers. Born in Belgium in 2012, this neobank was then attacking an unusual and yet fruitful market: pocket money. Damien and Thierry, the two founders, created the first payment card for children at the time. The latter is connected in real time to the parents’ phone. As soon as the teen notices an expense, he is notified. Because they are responsible for the account. The advantage of this system? The credit card is separate from the parent’s accounts. There is no risk, therefore, that there will be an overrun. Very quickly, the two businessmen realize that this system attracts another target: professionals. In 2015, the Belgian company is reorienting assets. With a single registration, the customer can have access to a personal and professional account. He will be able to isolate his professional and personal operations, having a 360° view of the client’s space.
The Anytime offer: a real bouquet of services
“When I wanted to change banks three years ago, I made a comparison. My choice fell on Anytime. When I contacted them, I got an incredibly friendly person. The goal was to have a neobank with a good value for money because I was leaving a bank where account management costs were staggering. I also wanted to have a range of services that would be suitable for a very small company. Three years later, I have no reason to be dissatisfied, quite the opposite!” explains Jean-Charles O., director of ProCashSolutions.
Are you a freelancer, independent or business manager? Anytime has developed a global solution for managing your business. With its “independent and small business” offer, neobank offers a multitude of services:
- Benefit from a professional and personal account in the same interface. “As everything is linked, if you need a loan or an overdraft, it is much easier to send documents or supporting documents.” explains Marie-Laure H., freelance nurse, Anytime customer.
- Have physical and virtual payment cards (Mastercard) for you and your employees, in a secure and configurable way. Transactions are instantly visible in the customer area. You can also generate single-use virtual cards.
- Receive real-time notifications: direct debits, transfers, transactions… A way to react in case of suspicious transactions.
- Carry out international transactions free of charge.
- Optimize your cash management by creating sub-accounts to anticipate collections. Thus, you reserve money for your expenses (Salaries, VAT, Urssaf…) and your projects (events, purchase of equipment…). “You can transfer from your main account to your sub-accounts to plan your VAT-related movements, for example” develops entrepreneur Jean-Charles O.
- Cash checks.
- Benefit from very advantageous international transactions.
- Quickly edit invoices and quotes. In a few clicks, through its customer area, Anytime allows you to affix your logo to your documents 100% in compliance with the regulations in force.
- Simplify your accounting. With Anytime, your VAT is calculated automatically. “In terms of accounting, it is very simple! It leaves me a lot of time compared to before. If I make a purchase of equipment, I just have to take a photo of the invoice, I send it and my accounting is done.” explains Marie-Laure H.
Packages tailored to your needs
“I am completely satisfied with the customer journey. It’s easy, it’s fun, operations are done in near real-time, and security procedures are robust.” confides Jean-Charles O. And at Anytime, these services are available on all five accounts offered for small businesses: Start, Easy and Boost and Business.
the starter pack
Ideal for those who are “getting started”, this account is dedicated to the self-employed, liberal professions and micro-enterprises. For €9.5 per month, excluding taxes, you can access a professional account and a personal account, two Mastercard cards and 50 virtual cards for professionals are available. With this package you can make up to 20 transfers and direct debits. You can also benefit from tracking all your operations in real time. You also have the option to order a standalone payment terminal, track your expense reports, receive SMS and email alerts. A problem related to a transfer, a check or a card? Enjoy chat-based customer service.
the easy package
This account is intended for professionals, freelancers, freelancers, entrepreneurs and associations who want to benefit from more services, such as telephone assistance or 200 virtual business cards. This package allows you to make 100 free transfers or direct debits and up to 4 free check deposits per month. All for just €19.5 per month.
the booster pack
For €45 per month, SMEs, start-ups and associations have access to the Boost offer, which allows them to take advantage of 5 credit cards and 300 virtual cards dedicated to the business. With this package, the professional benefits from all the advantages of the Start and Easy accounts, in addition to 200 outgoing transfers, 6 free check deposits per month and a dedicated customer service phone line.
The Business Package
Aimed at companies, start-ups and associations with more than 10 people, the Business plan offers the same advantages as the Boost offer, but with 10 payment cards and 500 virtual cards. Enjoy 500 free transfers and direct debits per month, 8 check deposits and above all a complete invoicing tool. The latter allows you to easily manage your quotes, invoices and purchase orders. Automatic payment reminders are also sent to your customers. Finally, a management panel is offered to view the indicators of your activity, such as balance, billing, outstanding invoices, etc.
All you need to do is determine, according to your needs and those of your company, which package you will choose!